At the heart of our philosophy is a simple belief that financial wealth should serve a purpose – to provide you with financial independence and allow you to live the lifestyle you desire free from daily concerns about market movements or portfolio management. We’re committed to helping each client invest their assets in a way that offers the greatest likelihood of achieving their goals while taking on no more risk than necessary. That’s why we place such a strong emphasis on establishing clear goals and engaging in a true financial planning process. This allows us to focus on what really matters: monitoring your portfolio with your personal objectives as the guiding benchmark.
We believe every client’s situation is unique—and their investment strategy should reflect that. That’s why no two clients or families that we work with are invested in the exact same way. Each portfolio is tailored to support their specific goals, needs, and circumstances.
In our equity portfolios, we favor value-oriented strategies and incorporate methods designed to mitigate losses during difficult equity environments. However, since no one strategy performs well under all economic conditions, we utilize a diversified mix of approaches to help meet your objectives and mitigate risk. We also believe that, over time, managing portfolio costs and minimizing income taxes can meaningfully enhance long-term returns. While cost and tax efficiency don’t solely drive our investment decisions, they play a critical role in how we construct and manage your portfolio.
We also recognize that each client’s needs are unique, which means the strategies and resources we use to deploy capital can vary significantly. For this reason, we draw from a broad range of strategies, managers, and funds when putting your capital to work. On the equity side, that often includes a mix of tax-efficient and low-cost ETFs and more targeted separate account managers. For fixed-income, we use ETFs, mutual funds, and individual securities, when appropriate.
For nearly two decades, we’ve maintained a strong belief in the value of alternative investments—particularly those that offer low correlation to the equity markets and the potential reduced downside risk. These strategies may include private equity, hedge funds, fund-of-funds, private lending, and other non-traditional strategies. While these may not be suitable for every client, when appropriate, alternatives can enhance diversification beyond traditional stocks and bonds and help reduce overall portfolio risk.
We believe your portfolio is a means to an end: supporting the life you want to live, free from daily worries about market performance. No matter your stage in life or financial situation, we’re here to help you build a customized plan and portfolio aligned with your personal goals and long-term vision while keeping your legacy and what matters most to you in focus.
